If you have been involved in the far-too-common fender bender accident, you aren’t alone. According to the Colorado Department of Transportation, 111,000 crashes occur on average every year in Colorado. Although they occur often, fender benders can be stressful even if they don’t result in injury. We will walk you through the steps on what to do after a fender bender
Fender Bender Accidents
The first thing recommended is to stop your vehicle. When safe, pull over to the side of the road or somewhere safe and away from traffic. Once you are safely parked, turn on your vehicle’s hazard lights. If you are unable to move your vehicle out of harm’s way, turn on your hazard lights and get to a safe area.
Next, call the police. Report what happened and where you are. Even if nobody involved is injured, the police officer can act as a neutral third party and write a report of the accident, assisting your insurance claim.
Photograph the damage of the fender bender accident. While you are waiting for the police to arrive, take pictures of the fender bender accident, the location, and the surrounding area. The more documentation you are able to collect, the better off you will be.
Exchange information with the other driver.
Do your best to gather the following information:
- Driver’s name
- Driver’s address
- Driver’s phone number
- Driver’s email address
- Driver’s date of birth
- Driver’s license number and expiration date
- Driver’s insurance company policy number(s) and contact information
- Driver’s plate number
- Driver’s make, model, and year of car
- Contact information of any eyewitnesses
- Police officer’s name, badge number, phone number, and accident report number
In the unfortunate event you are unable to collect all of the other driver’s relevant information, do your best to collect as much as you can and be sure to give as much information as possible to the police.
If police are not present at the scene of the fender bender accident, the Colorado DMV suggests filing an accident report online.
What to Do in a Fender Bender – Contacting Insurance
After the fender bender accident, promptly call your insurance company – regardless of who is at fault. Even if there are no visible injuries, you will want to contact your insurance company after the fender bender accident as soon as possible. Your insurance company agent will go through a series of questions, explain your policy coverage, and estimates of what you may have to pay. Often you will then be directed to fill out a claims form for the fender bender accident.
What to Do After a Fender Bender – Fixing the Damage
Call our office to schedule a free honest estimate of the damage to your vehicle from your fender bender accident. Once we are able to examine your vehicle and estimate the damage, we will work directly with your insurance company to ensure that you receive the highest quality service and repairs for your vehicle.
At AutoSport, we work with almost every insurance company in Colorado, but more importantly, we work for you. Our professional staff handles insurance claims on your behalf. In the state of Colorado, you have the right to select which facility for your fender bender accident repair. Your insurance company cannot dictate where your vehicle is repaired.
AutoSport is Here For You When You Get in a Fender Bender
Figuring out what to do when you get in a fender bender accident can be overwhelming. Remember, as your advocate, AutoSport will negotiate for the best possible outcome every time. Save time and the hassle of going through the claims process alone with a fender bender accident. We can also help you with arranging a rental car service while your vehicle is being repaired at our shop.
The AutoSport team has over 75 years of combined experience in the fender bender accident repair industry. Golden has trusted our staff since 1979. Contact us today to get back on the road tomorrow.