Every day, there are about 15,000 car accidents in The United States. Most people are covered to some degree by an auto insurance policy and that financial support can be a lot of help. However, even the best insurance policies have some restrictions. In this article, we’ll answer the most important questions for a car owner: What does car warranty cover? What would void a car warranty? And how do car warranties work?
What Does Bumper-to-Bumper Warranty Cover?
One of the most common forms of warranties for new cars is the bumper-to-bumper warranty. A bumper-to-bumper warranty is a policy that lasts 3 years, or 36,000 miles, and which is backed by the car-maker (i.e. Audi or BMW) but sold through the dealership. As the name indicates, the bumper-to-bumper warranty covers the parts of your car from the front to the back bumper. Well, most of it. Ironically, the car bumpers aren’t covered by the plan, as they’re considered part of the body panels.
The name bumper-to-bumper is actually a bit deceptive. Although this warranty does provide fast and easy repairs for issues such as oil leaks, many of the more serious issues are left out. For example, the bumper-to-bumper warranty doesn’t cover the basic wear and tear of your vehicle. Worn out seatbelts, tires, seating material, cracks in the glass, and scratches of the car are not included. Obviously, the older your car gets, the more likely those things are to become a problem.
What Does Car Warranty Cover?
Car dealerships will often try to sell you a bigger and more expensive car warranty package. They do make commission, of course. So other than the bumper-to-bumper warranty, there is also the powertrain and extended car warranty. The powertrain warranty covers the most expensive parts of your car. The engine, transmission, driveshaft, and other major parts will be paid for when they need auto body repairs. However, the clutch, battery, and car fluids will not be covered.
Extended car warranties are a good option for some people, particularly those with older vehicles. This warranty only goes into effect after the original car manufacturer’s warranty and is generally more expensive. New car owners often opt out of this choice, but those with older cars (say ten years or older) find that the elevated price balances out with their more frequent repairs. Other than the deductible, the extended car warranty will cover most major car parts.
Does A Car Accident Void The Warranty?
This is the big question. Does a car accident void the warranty? Obviously, the warranty contract that is signed will list certain instances in which the manufacturer or dealership will be legally able to void the car warranty. But there are a few surefire incidents that can result in avoided car warranty. Totaling the car is the most common incident. If the car is damaged beyond repair and considered a “total loss” you will certainly lose your warranty.
If you have been caught racing or going off-roading with your vehicle, if the car has been damaged in a flood or fire, or if basic car care is neglected, you will also be subjected to a voided warranty.
As is the case with all legal contracts and agreements, it is important to know your rights. When you settle on a car warranty, read the contract front to back. Even underline some important parts if you can. Find out what would void a car warranty with that dealer? What does bumper-to-bumper warranty cover? Basically everything we explained before.
Even if you’ve owned a vehicle from the same manufacturer before, make sure you have all of those questions answered before you sign your name by the x, as they update the warranty specifics all the time. Unfortunately, car warranties can be the mask of a scam, so it’s better to be safe than sorry.
At the end of the day, the best way to make sure your car warranty stays intact is to drive and manage your car with caution. We recommend contacting your local car body shop with questions regarding vehicle warranty.